Vecto IFP TM – powered by Valsight.
Integrated financial planning with drivers and measures – SIMPLE from strategy through to cash flow
Turn your financial data into a complete P&L, balance sheet and cash flow plan: enter drivers and measures freely, and every figure updates automatically.
99 €/month or 990 €/year · 30-day free trial · Easy connection for your financial data
The imported base year, projected forward without any measures: total output +5%, personnel expenses +4%, other operating costs +3% per year.
Strategic internal driver: personnel expenses +200, other operating costs +100, total output +500 from 2027 and +1,000 from 2028.
Operating measure that builds on the first: fixed assets +400, depreciation +40, interest expense +19, bank liabilities +328. Depreciation is non-cash, so operating cash flow is barely affected - the 73 €k of liquidity is used up by the investment and the repayment.
- Operating profit (EBIT)
- 3,611—
- Operating cash flow
- 3,255—
- Equity ratio
- 40.9%—
- Operating profit (EBIT)
- 3,311−300
- Operating cash flow
- 3,045−210
- Equity ratio
- 40.5%−0.4 pp
- Operating profit (EBIT)
- 3,271−340
- Operating cash flow
- 3,044−211
- Equity ratio
- 39.9%−1.0 pp
Fictitious example company; the second measure builds on the first. Calculated with the same engine as the product, where P&L, balance sheet and cash flow run through all five plan years.
The new way to plan
A 5-year medium-term plan, by year, built solely from freely definable drivers and measures.
- Necessary additions to the starting point
- Strategic external drivers
- Strategic internal drivers
- Operational measures
- Planning in €k and/or factors on the relevant P&L and balance sheet positions
- No further modelling required
Which situation describes you better?
Where do you stand today? We will show you the right path.
There is no real, integrated plan tied to strategy.
Without a controlling department of its own, planning stays a rough affair: an estimate for revenue here, strategic ideas there. When banks or shareholders ask, there is no coherent view from strategy through P&L and balance sheet to cash flow to show them.
Between Excel and a planning project there is nothing for this size of company.
Classic planning software is too complex and too expensive at this size. That leaves Excel, which nobody maintains or extends consistently. Between those two poles the market offers next to nothing.
Ad hoc scenarios get worked out in Excel.
When something significant happens between two forecast dates, a major geopolitical development for instance, the figures are worked out ad hoc in Excel. That holds whether or not a tool is already in use for the regular cycle.
Without driver logic the result stays a gut-feel number.
Driver- and measure-based logic is rarely used in ad hoc simulations. When management asks how the figure came about, there is often no solid answer.
The promise
A plan that hangs together.
We help managing directors of smaller companies without a controlling department of their own to build an integrated plan for their business. From the import of the base year, for example as an Excel file in DATEV format, a complete plan emerges from strategy through to cash flow, clear and traceable.
React fast, without replacing your existing plan.
We help finance and controlling teams in the Mittelstand react quickly to significant developments such as geopolitical shifts. Vecto IFP TM delivers an integrated P&L, balance sheet and cash flow plan with traceable driver logic, in addition to your existing plan.
How it works
- 01
Upload a DATEV export or a completed upload template.
Import P&L and balance sheet; positions are recognised automatically.
- 02
Enter assumptions and measures.
Freely definable assumptions, sorted by origin, such as an external development or an internal decision. Change them as a percentage or an amount, one year at a time.
- 03
See the result straight away.
P&L, balance sheet, cash flow and KPIs update automatically. Automatic checks make sure everything stays internally consistent.
- 04
Compare against your targets.
Store a target value per KPI, and the result appears against it directly in the chart.
- 01
Connect your financial data.
Whichever ERP system you use, P&L and balance sheet data are easy to integrate, and positions are recognised automatically.
- 02
Enter assumptions and measures.
Freely definable assumptions, sorted by origin, such as an external development or an internal decision. Change them as a percentage or an amount, one year at a time.
- 03
See the result straight away.
P&L, balance sheet, cash flow and KPIs update automatically. Automatic checks make sure everything stays internally consistent.
- 04
Compare against your targets.
Store a target value per KPI, and the result appears against it directly in the chart.
Why this approach
From strategy to cash flow, in one integrated model.
Instead of isolated estimates you get a coherent plan: P&L, balance sheet and cash flow, based on your DATEV export or your completed upload template. Enter a change once and every figure updates automatically.
Ready to go immediately, with no implementation project.
No project, no implementation cost. You register, upload your DATEV export or your completed upload template, and start working straight away.
An answer in minutes instead of days when an assumption changes.
A new P&L, balance sheet and cash flow forecast takes only minutes. A changed assumption feeds automatically into every affected position and every plan year, without you having to touch your existing plan.
Management asks how you got there. You have an answer.
Every assumption stays visible, every change traceable. Automatic checks make sure P&L, balance sheet and cash flow stay internally consistent at all times.
Deliberately lean
What Vecto IFP TM is not, and what that makes possible.
- No unnecessary detail.
- Only the positions that matter for steering, in P&L, balance sheet and cash flow.
- No connection to your ERP.
- So no migration: your systems stay exactly as they are.
- No replacement for your existing corporate plan.
- So you can use it alongside, without changing your planning process.
- No implementation project.
- So it is ready to go immediately, with no lead time and no project cost.
- No individually programmed Excel model.
- So it is auditable rather than something that has grown organically: the same logic, every assumption visible.
One scenario, three steps
The same example company, the same figures, from the starting position through to the effect on your targets.
P&L, balance sheet and cash flow from your imported data.
| Position | 2025 | 2026 | 2027 | |
|---|---|---|---|---|
| Total output | 42,000 | 44,100 | 46,305 | |
| Cost of materials | −18,900 | −19,845 | −20,837 | |
| Gross profit | 23,100 | 24,255 | 25,468 | |
| Personnel expenses | −13,400 | −13,936 | −14,493 | |
| Other operating expenses | −5,200 | −5,356 | −5,517 | |
| EBITDA | 4,500 | 4,963 | 5,458 | |
| Depreciation and amortisation | −1,300 | −1,352 | −1,406 | |
| Operating profit (EBIT) | 3,200 | 3,611 | 4,052 |
Imported actuals for 2025, projected plan years 2026 and 2027. Balance sheet and cash flow follow the same logic.
One assumption changed, every affected position follows.
Changed assumption: Product launch from 2026
| Position | 2025 | 2026 | 2027 | Δ 2027 |
|---|---|---|---|---|
| Total output | 42,000 | 44,100 | 46,805 | +500 |
| Cost of materials | −18,900 | −19,845 | −21,062 | −225 |
| Gross profit | 23,100 | 24,255 | 25,743 | +275 |
| Personnel expenses | −13,400 | −14,136 | −15,101 | −608 |
| Other operating expenses | −5,200 | −5,456 | −5,645 | −128 |
| EBITDA | 4,500 | 4,663 | 4,997 | −461 |
| Depreciation and amortisation | −1,300 | −1,352 | −1,406 | |
| Operating profit (EBIT) | 3,200 | 3,311 | 3,591 | −461 |
Product launch from 2026: personnel expenses, other operating costs and the additional total output are entered. The cost of materials follows the material ratio by itself, gross profit, EBITDA and EBIT follow along, and so do the balance sheet and the cash flow.
What the scenario means for your target values.
- Operating profit (EBIT)3,591 of target 4,000−409
- Operating cash flow3,277 of target 3,600−323
- Equity ratio41.9% of target 43.0%−1.1 pp
Bar: the value reached in the scenario. Marker: the stored target value. Deviations appear in the product directly in the results chart.
What it looks like in the product
Profit and loss statement
The KPIs of the scenario above the plan, with the P&L year by year below.
Balance sheet
Assets and liabilities across the whole planning horizon, with subtotals.
Cash flow
Operating, investing and financing over time, and as components side by side per plan year.
KPIs
Profitability, liquidity and financing, with stored target values as a reference line.
Pricing
Your complete plan for 99 €/month, with no implementation project.
Your fast forecast alongside your existing plan, for 99 €/month.
99 €/ month
990 €/ year
or 990 € / year
or 99 € / month
- 30-day free trial
- Cancel effective at the end of the current billing period
- 5-year medium-term plan, by year
- Base-year import from any ERP system: Excel in DATEV format or upload template
- P&L, balance sheet, cash flow, working capital, KPIs
- For planning your own company or group of companies
- Up to 5 scenarios
- Up to 3 users per workspace
- Up to 3 projects
- Real-time collaboration
- Excel export
- Up to 1 h of free planning training by Vecto in the first 2 months
- E-mail support
- 30-day free trial
- Cancel effective at the end of the current billing period
- 5-year medium-term plan, by year
- Base-year import from any ERP system: Excel in DATEV format or upload template
- P&L, balance sheet, cash flow, working capital, KPIs
- For planning your own company or group of companies
- Up to 5 scenarios
- Up to 3 users per workspace
- Up to 3 projects
- Real-time collaboration
- Excel export
- Up to 2 h of free planning training by Vecto in the first 2 months
- E-mail support
All prices are net and subject to statutory VAT. The offer is directed exclusively at businesses (B2B).
Trust
Hosted in Germany, GDPR compliant.
Operation and data storage take place in a German data centre.
Vecto IFP TM powered by Valsight.
A collaboration between Vecto Controlling and Valsight: planning consultancy and software from a single source.
„This is what makes planning fun.“
„What I like is that it goes so smoothly, not just quickly.“
Frequently asked questions
Does Vecto IFP TM replace my existing plan?
If you already run a planning solution, Vecto IFP TM adds a fast forecast to it without replacing it. If you do not have a coherent plan yet, Vecto IFP TM covers plan and forecast in full.
Could I not do the same thing with ChatGPT, Claude or CoPilot?
A language model gives you a figure without a derivation. Vecto IFP TM calculates in double-entry logic, so every assumption stays visible and every version traceable.
How do I import my data?
Through a DATEV export or through a completed upload template that you upload.Whichever ERP system you use, your data is easy to integrate.
Can I plan cost centres or contribution margins?
No. Vecto IFP TM plans at total company level, not by cost centre, customer group or product group.
How long does the trial run, and what happens afterwards?
30 days free of charge. After that the trial turns into a paid subscription unless you cancel beforehand. You can cancel effective at the end of the current billing period.
Your first scenario, in very little time.
99 €/month or 990 €/year · 30-day free trial
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